Fixed Deposit

Fixed deposits involve depositing a specific sum of money with a financial institution for a predetermined period, ranging from a few months to several years. During this tenure, the deposited amount remains locked, accruing interest at a fixed rate agreed upon at the outset of the investment. This fixed interest rate typically remains unaffected by market fluctuations, providing investors with a predictable income stream.

  • Assured Returns
  • Flexible Tenures
  • Stable Interest
  • Principal Protection
  • Capital Preservation
  • Liquidity Options

Recurring Deposit

Recurring deposits, commonly abbreviated as RDs, are a popular investment option offered by banks and financial institutions. They provide individuals with a disciplined and systematic approach to saving money over a predefined period. RDs are structured in a way that allows account holders to deposit a fixed sum of money at regular intervals, usually monthly, for a specified duration, which can range from a few months to several years.

  • Fixed Monthly Deposits
  • Flexible Investment Tenure
  • Interest Accrual
  • No Withdrawal Option
  • Systematic Savings
  • Risk-free Investment

Loan Against Property

Loan against Property (LAP) is a financial product offered by banks and financial institutions, allowing individuals to leverage the value of their property to secure a loan. This type of loan is also known as a mortgage loan or property-backed loan.

  • Secured Nature
  • Higher Loan Amounts
  • Longer Tenure
  • Flexible End-use
  • Competitive Interest Rates
  • Quick Processing